Social Security announced changes that will affect the amount of money current and future retirees have next year.

A recent survey from the Motley Fool shows 50% of retirees have considered going back to work to make ends meet.

There's been lots of speculation about Social Security's 2025 cost-of-living adjustment (COLA), but on Oct. 10, it all came to an end. That's because the Social Security Administration announced a 2.5% raise for 2025, bringing the average monthly benefit up by about $50.